Unlocking Your Dream Home Loans in Varanasi
Do you want to affix your nameplate on the door of your home sweet home or carry around your vehicle’s keys? Well, we all will agree these are priceless feelings. A long time ago, owning a house or buying a car was considered a luxury which only a lucky few could afford but with a home loan or a used car loan in Ballia, not anymore. Today, Bhumi Finance will tell you how to unlock your dream house with home loans in Varanasi. So, stay tuned till the very end:
- Fill in your Home loan Application
This is the first step towards making your house dream a reality. One can get the application for a home loan in Sant Kabir Nagar from our premises or download it online from our official website. Once you have received the application, fill out the form and attach all the documents asked like ID proof, Address proof, Income proof, bank balance statement etc. After this is done, submit the form back on our official website or at our premises in Varanasi.
- A Quick Discussion with Us
After your application is duly filled and submitted, the next step involves us calling the applicant for a one-on-one chat to decide on the application, evaluate all the papers submitted and then decide on the payment capacity and loan amount. After the discussion, we will send a qualified bank employee for an on-field verification of all the documents submitted and claims made in the application. Our team will also cross-check the references mentioned by the applicant in the application. After this, we will verify the applicant’s repayment capacity for a home loan in Gorakhpur and if it is found satisfactory, the loan will be sanctioned.
- Documentation
Nowadays, it has become a norm that the applicant is required to submit all the legal documents related to the property for which the loan is applied. The bank then performs a legal check on these documents and detains them till the applicant repays the loan amount.
- Technical Valuation of Property
After the legal check of the documents submitted for a home loan in Sant Kabir Nagar, we also go in for an on-site technical valuation of the property to make sure that the property is viable and at par with the valuation standards.
- Quick Disbursal
Finally, we will kickstart the registration process. The papers for a home loan in Gorakhpur are legally prepared on stamp papers by our lawyer and the applicant signs the loan agreement and submits it back to us along with the post-dated cheques. After the registration and signing process is completed, Bhumi FInance will be disbursing the loan amount based on the agreed terms of disbursal.
For the eligibility criteria, different banks have different criteria for different kinds of people. For example, banks have different criteria for salaried employees, a different set of criteria for professionals like doctors, engineers etc. and a different set of criteria for self-employed people. At Bhumi Finance, we have easy-to-meet criteria for all our home loans in Varanasi. You can also calculate your loan amount - the EMI payments based on your monthly income via our online EMI calculator. To know further, visit us at https://bhumifinance.com/. Best of all, we also do second hand car finance in Varanasi. Reach out to know more.