In India, owning a car is considered still a luxury. But by owning a car, you can upgrade your standard of living. Wondering how? Well, Bhumi Finance is here with their low-interest new car loans. If you are a salaried or a self-employed person, then you can easily seek a new car loan in varanasi and get, set, and drive the car of your dreams carefree.
Apply nowA new car loan in varanasi comes with a bunch of perks. These are enumerated in the following list
There is no iota of doubt that new cars are very costly. However, with a cent percent on-road funding, the car of your dreams will not be expensive anymore. The loans extended by Bhumi Finance for your dream car often cover the entire ex-showroom price of the car. Great, no?
Dodge queues and piles of paperwork with Bhumi Finance’s new car loan in varanasi. Now, you can seek approval seamlessly and quickly. The distant dream of owning a car can now be materialized
Best of all, new car loans do not come with the requirement of having collateral. Looking out for a piece of land or jewelry ain’t needed anymore as long as you are seeking a new car loan in varanasi from Bhumi Finance.
If you wish to opt for a foreclosure i.e closing of the loan before it hits the repayment tenure, then new car loans are for you! Now, prepay and settle your loan without much hassle.
All you need to do is follow these steps.
Check your eligibility.
Decide on the borrowing amount.
Approach us either online or offline. We will get the paperwork ready.
Seek approval on your car loan application.
When applying for a new car loan in varanasi, always consider the following:
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Before you seek a new car loan, do keep a check on the rate of interest you are being charged. Compare it with what other banks and financial institutions are charging.
It is recommended to keep the number of EMIs paid as small as possible. To abide by it, the repayment tenure of your new car loan in varanasi should be lengthier. So, consider the repayment tenure before signing the paperwork.
Sometimes, banks and payment gateways tend to charge a platform fee when you pay your EMI. In order to avoid paying it, it is imperative to pay via acceptable payment methods.
At Bhumi Finance, you can easily seek a new car loan in varanasi in four steps. First of all, check whether you meet the eligibility criterion or not. Once checked, determine the amount you wish to get. The last two steps involve approaching us and getting approval.
At Bhumi Finance, we are usually able to extend new car loans that cover about 90 to 100% of the car value. The loan amount entirely depends on the ex-showroom price of the car.
Bhumi Finance has been known for extending car loans in the quickest and easiest manner. With us, you can materialize your dream of owning a car without much hassle.
As the name suggests, a fixed interest rate on a car loan remains fixed throughout the tenure of the loan. A floating interest rate, on the other hand, keeps on changing depending on the bank or the financial institution. Bhumi Finance usually extends new car loans at a fixed interest rate.
At Bhumi Finance, we value our loan applicants. Hence, we do entertain interest rate negotiations. However, one must have a good credit score in order to negotiate the interest rate on a new car loan in Khushinagar.